LEGAL DISCLAIMER
TERMS & CONDITIONS
DATE LAST MODIFIED: March 10, 2009
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PLEASE READ THE FOLLOWING TERMS OF SERVICES & LEGAL NOTICES (hereinafter "Agreement") CAREFULLY BEFORE USING THIS WEBSITE (the "website" or "excellawyers.com"). Any person accessing this website to utilize any of the services it provides, including finding a professional or otherwise utilizing any of the features on this website (collectively known as "Services") must accept the Terms and Conditions of this "Agreement" without change. These terms explain your (and our) rights under this Agreement and make disclosures as required by law. By using the website, you give your assent to the terms of this Agreement and our Privacy Policy, the terms of which are posted at the website and incorporated herein by reference. If you do not agree to these terms, you may not use this website.
Excel Lawyer (hereinafter referred to as "Excel," "We," or "Our") has the right, in our sole discretion, to modify, add or remove any terms or conditions of this Agreement without giving individual notice to you, by posting the changes on the website. Your continuing use of the website constitutes your acceptance of any such changes.
1. SERVICES AND PARTIES
This website is maintained by Excel Lawyer. Excel Lawyer is not a law firm. Excel Lawyer is a debt relief agency that helps people file bankruptcy under the Bankruptcy Code. In addition, attorneys and/or law firms promoted through this website may be Debt Relief Agencies. They also help people file for relief under the U.S. Bankruptcy Code. The website is maintained by Excel for two purposes.
First, the website is intended as a resource for consumers by providing information to the public about various legal issues, financial management and debt relief. Secondly, in addition to providing information and educating the general public, the website also provides users with the ability to submit information regarding their specific legal or financial situation and request contact from either an unaffiliated sponsoring attorney to discuss specifics of the user's case and to possibly hire the attorney to represent the user.
Excel does not receive any portion of any unaffiliated sponsoring attorney's fees and any contracts for representation that you make with any of the unaffiliated sponsoring attorneys are strictly between you and the unaffiliated sponsoring lawyer and do not involve Excel. Excel charges a reasonable marketing fee to its unaffiliated sponsoring attorneys to offset the cost and expense of maintaining this website. Such costs and expenses include, but are not limited to, website marketing, maintenance and administration.
Excel does not charge consumers a fee to use or access the website.
Excel does not endorse or recommend any particular unaffiliated sponsoring attorney. You should rely on your own judgment in deciding whether or not the services offered by an unaffiliated sponsoring attorney suit your needs, goals and financial means.
Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for any type of commitment.
2. COPYRIGHT AND TRADEMARK NOTICES
All contents of the Web site are: Copyright © 2009 Excel Lawyer and/or its licensors and licensees (as applicable). All rights reserved. Other product and company names mentioned herein or within the website may be the trademarks or service marks of their respective owners. To this end, you may not, without the prior, written consent of Excel or the applicable copyright holder, modify, publish, transmit, participate in the transfer or sale of, reproduce, create new works from, distribute, perform, display, or in any way exploit, any of the content posted at the website or otherwise owned by Excel. This Agreement shall not be deemed to transfer from Excel or any licensor or licensee to you (i) any of Excel’s intellectual property (including, without limitation, patents, trademarks, service marks, trade names, copyrights and licenses), technology, software programs or any related assets owned by Excel, or (ii) any rights to use or license any of the foregoing except as explicitly set forth in this Agreement.
3. DISCLAIMERS AND LIMITATIONS
By submitting information to us, you agree that we may release your contact information and all information that may be submitted by you to unaffiliated sponsoring attorneys or we may use the information within Excel. You further agree and understand that an attorney may contact you directly should they have any interest in discussing your case with you, unless you request in writing your desire not to be contacted. Under no circumstances shall we be obligated to release any submitted information to our unaffiliated sponsoring attorneys or law firms, including contact names. The decision to release such information is within our sole discretion. Furthermore, no unaffiliated sponsoring attorney or law firm under any circumstance is obligated to contact you and it is within the attorney's or law firm's sole discretion whether or not to contact you.
You are prohibited from using any type of computer "worm," "virus," or any other device that is intended or is reasonably likely to disrupt, overload, or otherwise impair the website, Web servers or any part of the website from functioning for its intended purposes. If you violate this provision, the resulting damage will be difficult to quantify as a dollar amount and therefore you hereby agree to pay Excel liquidated damages in the amount of $10,000 (USD) for each day that the website is damaged until the website is completely repaired. Such liquidated damage sum is calculated by estimating the value of the loss of goodwill caused by the inoperable state, and the time and money it will take to repair the website and to address visitor concerns. We are required to use reasonable efforts to repair the website as quickly as possible. This clause will not prohibit us from seeking additional compensation if your conduct injures us in a way not expressly contemplated in these Terms and Conditions.
4. NO LIABILITY FOR THIRD-PARTY CONTENT
This website from time to time may contain content provided by third-parties or content provided by third-parties may be accessible through our website via "links." Excel shall not be responsible for and does not assume any liability for any mistakes, misstatements of law, defamation, omissions, falsehoods, obscenities, pornography or profanity in the statements, opinions, representations or any other form of content contained in any third-party content appearing on our Site. You understand and agree that the information and opinions in the third-party content represent solely the thoughts of the author and is neither endorsed by or necessarily reflects the beliefs of Excel.
5. NO LIABILITY FOR ERRORS & CORRECTIONS
Excel does not warrant or represent that this website will be error-free or free from viruses or other harmful elements, or that any such defects will be corrected. We do not warrant that the information provided on this website will be correct, accurate, timely or otherwise reliable. We may make improvements and/or changes to its features, function, or content of the website at any time without notice. Excel is not obligated, under any circumstances, to make such improvements or changes to this website. Excel shall not be liable for any such errors or defects in any event.
6. INDEMNIFICATION
User agrees to indemnify and hold Excel, its subsidiaries, assigns, directors, affiliates, officers, agents, employees, or third-party contractors, harmless from all damages, costs, liabilities, and any claim or demand made by any third party, including reasonable attorney's fees due to or arising out of content you submit, post to, or transmit through the website, your use of the website, your connection to the website, your violation of this agreement, or your violation of any rights of another person, or due to or arising from such activities carried out by a person using your Excel account or password with your knowledge.
7. NO LIABILITY FOR BUSINESS DEALINGS WITH ADVERTISERS
User assumes the risk of any and all correspondence or business dealings with, or participation in promotions of, advertisers found on this website, including, but not limited to, payment and delivery of goods and services, and any other terms, conditions, warranties or representations associated with such dealings. Such transactions are exclusively dealings between user and the advertiser and user agrees that Excel shall not be responsible or liable in any way for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of the advertisers on this website.
8. LIMITED LICENSE AND PERMITTED USE
User is hereby granted a limited, non-exclusive, nontransferable, revocable license to: 1) access and use the website strictly in accordance with these Terms and Conditions; 2) use the website solely for internal, personal, noncommercial purposes; and 3) print out information and search results from the website for limited internal, personal, noncommercial purposes, provided that you maintain all copyright and comply with other notices contained herein.
9. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. ALL CONTENT AND SERVICES ON THE WEBSITE IS PROVIDED SOLELY ON AN "AS-IS/AS-AVAILABLE" BASIS. TO THE EXTENT PERMITTED BY APPLICABLE LAW, EXCEL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR USE AND NON-INFRINGEMENT.
WITHOUT LIMITING THE ABOVE PARAGRAPH, EXCEL MAKES NO REPRESENTATION OR WARRANTY THAT (i) THE CONTENT AND SERVICE OF THIS WEBSITE WILL MEET YOUR REQUIREMENTS, (ii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEBSITE OR FROM THE INFORMATION PROVIDED ON THIS WEBSITE WILL BE ACCURATE OR RELIABLE, (iii) THE CONTENT AND SERVICE OF THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE IS ACCURATE OR WILL MEET YOUR EXPECTATIONS. EXCEL DOES NOT GUARANTY THE ACCURACY OR COMPLETENESS OF ANY CONTENT OR SERVICES AND EXCEL DOES NOT GUARANTY THE SERVICES OR MATERIALS ASSOCIATED WITH THE WEBSITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY SERVICE OR GOOD SERVICE WILL CONTINUE TO BE AVAILABLE.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THIS WEBSITE IS DONE AT YOUR OWN RISK AND DISCRETION AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
NO WRITTEN OR ORAL INFORMATION OBTAINED BY YOU FROM US OR THROUGH US OR FROM THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS.
10. LIMITATION OF LIABILITY
YOU EXPRESSLY AGREE AND UNDERSTAND THAT EXCEL SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, DATA, USE, FAILURE TO REALIZE EXPECTED SAVINGS, OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM: (i) THE COST OR PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, SERVICES, MATERIALS, OR INFORMATION PURCHASED OR OBTAINED, MESSAGES RECEIVED, OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SITE; (ii) THE USE OR INABILITY TO USE THE SITE; (iii) STATEMENTS OR CONDUCT OF THIRD PARTIES ON THE SITE; (iv) YOUR FAILURE TO RECEIVE ANY THIRD PARTY SERVICES OR PRODUCTS REQUESTED THROUGH THE SITE; (v) INVALID DESTINATIONS, TRANSMISSIONS ERRORS, OR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OF DATA; (vi) ANY OTHER MATTER RELATING TO THE SITE. IN NO EVENT ARE WE LIABLE TO YOU FOR AN AMOUNT IN EXCESS OF THE AMOUNT PAID BY YOU TO US FOR ANY SERVICES IN QUESTION, IF ANY.
11. EXLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 9 AND 10 MAY NOT APPLY TO YOU.
12. TERMINATION OF LICENSE AND USE
User agrees that by using this website user does not acquire any rights to the website other than the limited license to use this website as provided in section 8 that can be terminated in accordance with this section. User agrees that Excel in our sole discretion may terminate your password, account or any part of your account, or use of this website for any reason, including but not limited to and without limitation, non-payment, lack of user's use, or if we believe that you have violated these terms and conditions or have acted inconsistently with the letter or spirit of this agreement. User agrees further that Excel may remove and discard any Content on this website without notice and for any reason within the sole discretion of Excel. Excel may also in our sole discretion and at any time discontinue providing the website, or any part thereof, with or without notice.
User agrees that any termination of your access to the Site under any provision of this agreement may be effected without prior notice and user further acknowledges, understands and agrees that Excel may immediately deactivate or delete your account and all related Content information and files in your account and/or bar any further access to such files or the website. User also agrees that Excel shall not be liable to you or any third-party for any termination of your access to this Site.
13. UNAVAILABILITY OF SERVICE OR WEBSITE
While it is Excel’s objective to make the website accessible 24 hours per day, 7 days per week, the website may be unavailable from time to time for any reason including, without limitation, routine maintenance. You understand and acknowledge that due to circumstances both within and outside of the control of Excel, access to the website and/or Services may be interrupted, suspended or terminated from time to time. You agree that Excel shall not be liable for any damages arising from any such interruption, suspension or termination of the website.
14. INDEMNITY
As a condition of use of the website, you agree to indemnify Excel and its affiliates and licensors from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of the website, including without limitation any claims alleging facts that if true would constitute a breach by you of this Agreement.
15. ERRORS AND DELAYS
Excel is not responsible for any errors or delays in responding to messages submitted by you, including, without limitation, those caused by (i) an incorrect e-mail address or telephone number provided by you, (ii) the failure of a third party to timely respond to you, or (iii) technical problems.
16. DISPUTE RESOLUTION
Any claim or controversy arising out of or relating to the use of the website, to the services provided by Excel, or to any acts or omissions for which you may contend Excel is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association in force at that time. The arbitration shall be venued in Cook County, Illinois. The arbitrator shall be selected pursuant to the American Arbitration Association rules. Should no American Arbitration Association rule regarding the selection of an arbitrator be in effect, you shall select an arbitrator from a panel of arbitrators acceptable to Excel. The costs of arbitration shall be paid by the non-prevailing party.
Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction in Cook County, Illinois. The arbitrator shall not have the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this Agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.
This agreement provides that all disputes between you and Excel will be resolved by BINDING ARBITRATION. You thus give up your rights to go to court to assert or defend your rights. You also give up your right to participate in or bring class actions. Your rights will be determined by neutral arbitrators and not a judge or jury. You are entitled to a fair hearing, but the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable and are subject to very limited review by a court. By using the Services or accessing the website, you consent to these restrictions.
Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and Excel, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Cook County, Illinois. If either party employs attorneys to enforce any right in connection with any Dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees from the non-prevailing party.
IMPORTANT INFORMATION ABOUT BANKRUPTCY ASSISTANCE SERVICES FROM AN ATTORNEY OR BANKRUPTCY PETITION PREPARER
If you decide to seek bankruptcy relief, you can represent yourself, you can hire an attorney to represent you, or you can get help in some localities from a bankruptcy petition preparer who is not an attorney. THE LAW REQUIRES AN ATTORNEY OR BANKRUPTCY PETITION PREPARER TO GIVE YOU A WRITTEN CONTRACT SPECIFYING WHAT THE ATTORNEY OR BANKRUPTCY PETITION PREPARER WILL DO FOR YOU AND HOW MUCH IT WILL COST. Ask to see the contract before you hire anyone.
The following information helps you understand what must be done in a routine bankruptcy case to help you evaluate how much service you need. Although bankruptcy can be complex, many cases are routine.
Before filing a bankruptcy case, either you or your attorney should analyze your eligibility for different forms of debt relief available under the Bankruptcy Code and which form of relief is most likely to be beneficial for you. Be sure you understand the relief you can obtain and its limitations. To file a bankruptcy case, documents called a Petition, Schedules and Statement of Financial Affairs, as well as in some cases a Statement of Intention need to be prepared correctly and filed with the bankruptcy court. You will have to pay a filing fee to the bankruptcy court. Once your case starts, you will have to attend the required first meeting of creditors where you may be questioned by a court official called a 'trustee' and by creditors.
If you choose to file a chapter 7 case, you may be asked by a creditor to reaffirm a debt. You may want help deciding whether to do so. A creditor is not permitted to coerce you into reaffirming your debts.
If you choose to file a chapter 13 case in which you repay your creditors what you can afford over 3 to 5 years, you may also want help with preparing your chapter 13 plan and with the confirmation hearing on your plan which will be before a bankruptcy judge.
If you select another type of relief under the Bankruptcy Code other than chapter 7 or chapter 13, you will want to find out what should be done from someone familiar with that type of relief.
Your bankruptcy case may also involve litigation. You are generally permitted to represent yourself in litigation in bankruptcy court, but only attorneys, not bankruptcy petition preparers, can give you legal advice.
[Statement contained in and required by 11 USC 527(b).]
DISCLOSURES SPECIFIC TO ATTORNEY ADVERTISING
THE WEB SITE MAY CONTAIN ADVERTISING MATERIAL OR LAWYER ADVERTISEMENTS
Some jurisdictions may consider the website to be a form of advertising for legal services and as such may require specific disclosures. Please read the following carefully:
THIS IS AN ADVERTISEMENT. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements. Anyone considering a lawyer should independently investigate the lawyer's credentials and ability, and not rely upon advertisements or self-proclaimed expertise. Hiring a lawyer is an important process that should not be based solely upon advertisements.
FREE BACKGROUND INFORMATION AVAILABLE UPON REQUEST
Before you decide to hire a law firm, ask them to send you free written information about their qualifications and experience. Additional information about the lawyers or firms may also be obtained by contacting the Bar Association in the State in which such lawyers or law firms are licensed.
No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or fields of practice do not mean that a lawyer is a specialist, expert, authority or is certified in a particular field of law, nor do such memberships or licenses mean that such a lawyer is more expert or competent than any other lawyer.
A description or indication of limitation of practice does not mean that any agency or board has certified such lawyer as a specialist, expert or authority in an indicated field of law practice, nor does it mean that such lawyer is more expert or competent than any other lawyer. We urge all potential clients to make their own independent investigation and evaluation of any lawyer being considered.
Except where otherwise indicated, none of the law firms which may be involved with the website are certified by the Florida Bar Board of Legal Specialization and Education, the Texas Board of Legal Specialization ("Not Certified by the Texas Board of Legal Specialization"), or any other entity or body. The fact that certain attorneys or firms concentrate their practices in the defense of bankruptcy cases (or any other field) is not meant to imply that they have gained any specific type of certification in these areas. Many states do not recognize certifications of specialties in the practice of law and explicitly state that any such certificate, award or recognition is not a requirement to practice law in those states.
ADDITIONAL STATE SPECIFIC DISCLOSURES:
Alabama
No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
Alaska
The Alaska Bar Association does not accredit or endorse certifying organizations.
Florida
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide to hire any attorney, ask that lawyer to send you free written information about that lawyer's qualifications and experience.
Hawaii
The supreme Court of Hawaii grants Hawaii certification only to lawyers in good standing who have successfully completed a specialty program accredited by the American Bar Association.
Illinois
The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law and that the certificate, award or recognition is not a requirement to practice law in Illinois.
Iowa
The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa.
Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or field of practice do not mean that a lawyer is a specialist or expert in a field of law, nor do they mean that such a lawyer is necessarily any more expert or competent than any other lawyer.
A description or indication of limitation of practice does not mean that any agency or board has certified such lawyer as a specialist or expert in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more expert or competent than any other lawyer.
All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa.
The filing of a claim or suit solely to coerce a settlement or to harass another could be illegal and could render the person so filing liable for malicious prosecution or abuse of process.
Kansas
Any attorney listings or other information pertaining to a particular attorney or law firm on this Site constitutes a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service.
Massachusetts
If a Massachusetts lawyer holds himself or herself out as "certified" in a particular service, field or area of law by a non-governmental body, the certifying organization is a private organization, whose standards for certification are not regulated by the Commonwealth of Massachusetts.
Mississippi
Free Background information is available upon request to a Mississippi attorney.
There is no procedure in Mississippi for approving certifying or designating organizations and authorities.
Missouri
ADVERTISING MATERIAL: COMMERCIAL SOLICITATIONS ARE PERMITTED BY THE MISSOURI RULES OF PROFESSIONAL CONDUCT BUT ARE NEITHER SUTLITTED TO NOR APPROVED BY THE MISSOURI BAR OR THE SUPREME COURT OF MISSOURI. Neither the Supreme Court of Missouri nor the Missouri Bar reviews or approves certifying organizations or specialist designations.
Nevada
Neither the state bar of Nevada nor any agency of the State Bar has certified any lawyer identified here as a specialist or as an expert. Anyone considering a lawyer should independently investigate the lawyer's credentials and ability.
New Jersey
Any certification as a specialist, or any certification in a field of practice, that does not state that such certification has been granted by the Supreme Court of New Jersey or by an organization that has been approved by the American Bar Association, indicates that the certifying organization has not been approved, or has been denied approval, by the Supreme Court of New Jersey and the American Bar Association.
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service.
New Mexico
LAWYER ADVERTISEMENT
Any certification by an organization other than the New Mexico Board of Legal Specialization does not constitute recognition by the New Mexico Board of Legal Specialization, unless the lawyer is also recognized by the board as a specialist in that area of law.
Rhode Island
The Rhode Island Supreme Court licenses all lawyers in the general practice of law. The court does not license or certify any lawyer as an expert or specialist in any field of practice.
Tennessee
Certifications of Specialization are available to Tennessee lawyers in all areas of practice relating to or included in the areas of Civil Trial, Criminal Trial, Business Bankruptcy, Consumer Bankruptcy, Creditor's Rights, Medical Malpractice, Legal Malpractice, Accounting Malpractice, Elder Law, Estate Planning and Family Law. Listing of related or included practice areas herein does not constitute or imply a representation of certification of specialization.
Texas
Unless otherwise indicated, Not Certified by the Texas Board of Legal Specialization.
Washington
The Supreme Court of Washington does not recognize certification of specialties in the practice of law and that the certificate, award, or recognition is not a requirement to practice law in the State of Washington.
Wyoming
The Wyoming State Bar does not certify any lawyer as a specialist or expert. Anyone considering a lawyer should independently investigate the lawyer's credentials and ability, and not rely upon advertisements or self-proclaimed expertise.
The images and pictures on the Web site are not meant to represent or depict actual persons or events, but rather are merely provided for illustrative purposes only.
The website is not intended for the purpose of advertising legal services to be performed in any state solely by the law firms, unless they are specifically licensed to practice in that respective State.
To the extent that the website does not comply with the laws or regulations of any jurisdiction in which it may be received, the law firms do not wish to, and will not knowingly, accept legal representation based on or resulting from the use of the website from a person located in that jurisdiction.
MISCELLANEOUS & RESERVATION OF RIGHTS
This Agreement, including the Privacy Policy, constitutes the entire agreement between you and Excel and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Excel with respect to the website and information, products, and services associated with it. All rights not expressly granted herein are reserved.
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